LOWEST PRICE GUARANTEE ON PAYMENT PROCESSING
Galaxy Access, Inc. offers the most competitive credit card processing rates by eliminating intermediaries. Our direct partnerships ensure businesses get the best pricing, maximizing savings and efficiency.
CUSTOMER PAY – PROGRAMS
Surcharge Program
Cash Discount Program
– Adds a small fee to credit card transactions to cover processing costs.
– Fully compliant with state regulations (not allowed in some states).
– Debit cards cannot be surcharged per federal law.
*Example: A $100 purchase with a 3% surcharge means the customer pays $103 with a credit card.
– Offers a discount to customers who pay with cash, check or store-branded gift card, instead of increasing prices for credit card users.
– The posted price includes the processing fee, but cash-paying customers receive a discount.
*Example: A listed price of $100 is reduced to $97 when paying with cash.
MERCHANT PAY – PROGRAMS
Flat Rate Pricing
Interchange + Pricing
– Simple and Predictable: A single rate applied to all transactions, regardless of the card type.
– Transparent Fees: No hidden charges, making it easy to calculate processing costs.
– Best for Small to Medium Businesses: Ideal for businesses with consistent transaction volume and lower sales value.
*Example: 2.0%
– Variable Rates: Fees are based on the card type, transaction size, and other factors.
– Lower Rates for Qualified Transactions: May offer lower fees for certain types of cards and transactions.
– Best for Larger Businesses: Suitable for businesses with high volume and varied transaction types, as it can offer better rates with proper management.
*Example: Rates vary from 1.2% to 3.5% based on card type.
CUSTOMER PAY – PROGRAMS
Surcharge Program
– Adds a small fee to credit card transactions to cover processing costs.
– Fully compliant with state regulations (not allowed in some states).
– Debit cards cannot be surcharged per federal law.
*Example: A $100 purchase with a 3% surcharge means the customer pays $103 with a credit card.
Cash Discount Program
– Offers a discount to customers who pay with cash, check or store-branded gift card, instead of increasing prices for credit card users.
– The posted price includes the processing fee, but cash-paying customers receive a discount.
*Example: A listed price of $100 is reduced to $97 when paying with cash.
MERCHANT PAY – PROGRAMS
Flat Rate Pricing
– Simple and Predictable: A single rate applied to all transactions, regardless of the card type.
– Transparent Fees: No hidden charges, making it easy to calculate processing costs.
– Best for Small to Medium Businesses: Ideal for businesses with consistent transaction volume and lower sales value.
*Example: 2.0%
Interchange + Pricing
– Variable Rates: Fees are based on the card type, transaction size, and other factors.
– Lower Rates for Qualified Transactions: May offer lower fees for certain types of cards and transactions.
– Best for Larger Businesses: Suitable for businesses with high volume and varied transaction types, as it can offer better rates with proper management.
*Example: Rates vary from 1.2% to 3.5% based on card type.
Choosing between the Customer Pay vs. Merchant Pay model depends on your business’s transaction patterns and goals. Galaxy Access can assist in selecting the most cost-effective pricing model tailored to your needs.
NO CONTRACT – NO SET UP FEE
Galaxy Access provides flexible options with no contract, free device setup, and you could cancel anytime
ACCEPT ALL MAJOR CARDS
FAST & SECURE
NO HIDDEN FEES
24/7 CUSTOMER SUPPORT
ACCEPT ALL MAJOR CARDS
FAST AND SECURE
NO HIDDEN FEES
24/7 CUSTOMER SUPPORT
NO EQUIPMENT COSTS
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Sign & Addtip on large touchs-screen
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Contactless Payment
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Speed up to 1.1Ghz
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Secure Android
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Smooth Payment processing Delay time near to 0
WE’RE HERE TO PROTECT YOU
There are many customer request for disputes with no reason.
When a customer disputes a purchase on their debit or credit card—triggering the chargeback process.
Galaxy’s lawyer team will STOP the chargeback by proving the dispute is unwarranted.
WE’RE HERE TO PROTECT YOU
There are many customer request for disputes with no reason.
When a customer disputes a purchase on their debit or credit card—triggering the chargeback process.
Galaxy’s lawyer team will STOP the chargeback by proving the dispute is unwarranted.
PAYMENT SOLUTIONS TO ENHANCE YOUR BUSINESS
With no annual fees, no contracts and no equipment costs, we are the ideal choice in payment processing.
PRICE MATCH
Price Match Guarantee ensures we won’t be beat on price. We’ll offer match or lower by your current rate
NEXT DAY FUNDING
Money that becomes available for merchant on the next business day following the day it is deposited
AUTO BATCH – OUT
Auto batch out is a great feature to optimize cost and lower processing fees
FAST & SECURING
Your payment processing smooth with powerful software – hardware
GOT QUESTIONS ? WE HAVE ANSWERS
Are there any additional services or features offered with payment terminals?
The features offered vary with the software selected for the payment terminals. If you opt for standalone software, you will receive all the basic required features, such as accepting all major credit cards, EMV chips, PIN debit, and contactless transactions. However, if you choose the Galaxy POS pays powered payment terminals, you will gain access to the most advanced value-added features, such as integration with QuickBooks, tip adjustment even after batch out, etc.
Does the free terminals have a printer attached to it?
Yes, the equipped with a high-speed thermal printer.
How can I ensure compliance with Payment Card Industry regulations when using payment terminals?
All equiment terminals are PCI-DSS compliant, irrespective of the software chosen. Therefore, customers need not worry about compliance.
What should I do if my payment terminal is not working?
If you select Galaxy POS the terminal heartbeat will be monitored daily to ensure there are no issues. We will identify any problems before you are aware of them. If you encounter any issues, you can reach out to info@galaxyaccess.us for assistance.
Can payment terminals integrate with my existing point-of-sale (POS) system?
No, for secure, Our terminals can only link with Galaxy POS system.
